With each passing season, community banks face a new list of weather related hazards for which to prepare. The autumn brings rain and slippery leaves, winter blows through with ice and snow, and spring and summer spawn potentially dangerous thunderstorms. Many banks may plan for the wind, rain and tornadoes that can come along with the warm weather, but it is hail that tops wind and rain damage as the costliest product of a thunderstorm. In the United States alone, hail causes over one billion dollars in damage annually to vehicles, roofs, landscaping and crops. While the Midwest and upper plains area of Wyoming, Nebraska, Colorado, Kansas and Texas are the most susceptible to severe hail, nearly all thunderstorms produce hail, it usually just melts before it hits the ground. Hail season typically lasts from March through the end of the summer, but like thunderstorms, hail can happen any time of year. As the seasons begin to change, community banks can take this opportunity to look at measures that could help protect people, buildings and property before a storm potentially causes damage.