Fine Arts

Whether they’re established cultural institutions or personal studio space, risk associated with the arts requires unique solutions. Protecting the building, the object—particularly if the object needs to move—employees and visitors are a few of the risks that are top-of-mind.

Customers count on us to help protect national treasures, irreplaceable objects, and those who handle them. This expertise includes risk control and claims teams that understand the importance of not only protecting, but celebrating your treasures.  

  • Crime

  • All Risk Physical Loss or Damage

  • Worldwide “Wall-to-Wall” Coverage — in storage, in transit, and on exhibition

  • Automatic Acquisitions

  • Market Value or Replacement Cost Valuation Options

  • Artwork of Others, including loans and consignments

  • Mysterious Disappearance (select risks)

  • Defective Title (select risks)

  • Breakage of Fragile Articles (select risks)

  • Earthquake and Flood (where applicable)

  • Museums and cultural institutions

  • Private, high net worth and ultra high net worth

  • Family offices

  • Art dealers and commercial galleries

  • Artists and studios

  • Corporate, university, and institutional collections

  • Foundations, nonprofits, and historic properties

  • Exhibitions, art fairs, and fine art transit risks

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Kyle Gosselink

Underwriting Director, Fine Arts

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Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.