Expanding global data center and digital infrastructure development, including cloud‑ and AI‑driven demand, is reshaping both the scale of insurance placements as well as expectations around coordination and execution. To that end, our broker partners are seeing larger projects, tighter timelines, and growing pressure to place increasingly complex risks.

Against that backdrop, a key question emerges: how can a specialty insurer support data center risks in a way that connects globally, reflects real expertise, and applies discipline to deliver consistent outcomes for brokers and their clients?

At Intact Insurance Specialty Solutions, our approach to data centers builds on what we already do well. We bring together global connectivity across products and geographies, established specialty expertise, and meaningful capacity to support data center risks across markets, all while maintaining the underwriting consistency and discipline brokers count on.

Data center risks rarely sit within a single project phase. The value of rapid delivery and modular construction builds mean facilities are often delivered in phases, frequently overlapping across the pre-construction, construction, and operational phases. Further, while each facility may be located in one place, the organizations developing and operating data centers often manage portfolios of projects across regions or through globally coordinated structures.

From an insurance perspective, this can introduce complexity beyond a single location, as exposures evolve across phases and portfolios and placements draw on expertise and capacity from more than one market. Intact is structured to support this complexity through a globally connected approach. Brokers engage Intact locally, whether in the U.S., London, Canada, or Europe, while relevant teams across regions and specialty lines, including technology, inland marine, specialty property, environmental, ocean marine, surety, power, engineering & renewable energy, and risk managed property and liability align behind the scenes to support each phase of development and operation.

This approach reduces fragmentation, limits handoffs, and delivers earlier, more consistent alignment across placements, without adding complexity for brokers.

Intact has written data center risks for over 25 years and has moved quickly to provide capacity and support for the recent influx of data center related risks across multiple phases of development and operation, including preconstruction, construction, and ongoing operations. This work draws on established expertise across existing specialty lines, including technology, inland marine, specialty property, environmental, and power and renewable energy.

Rather than treating data centers as a standalone product or vertical, Intact brings together specialists from the business units most relevant to each opportunity. Some placements focus on construction risk, others on operational exposures, and many include related infrastructure considerations. Each risk is evaluated on its own merits, recognizing that no two data center placements are the same.

We apply discipline, informed risk selection, thoughtful risk engineering, and experience to guide our participation—helping brokers understand where Intact fits and how placements can be structured appropriately. Our highly capable claims team also stand ready to support clients in getting back on track should an incident occur.

Capacity remains an important consideration in the data center market, and Intact offers meaningful capacity across multiple specialty lines where it aligns with our expertise. Our teams support construction‑related risks, technology‑driven exposures, and supporting infrastructure, enabling brokers to engage a coordinated specialty platform rather than assembling capacity across disconnected markets.

That capacity is applied thoughtfully, with a focus on risks where Intact can deliver consistent, sustainable support over the life of a project.

By setting clear parameters upfront and aligning participation with established expertise, we help placements remain efficient, durable, and well‑suited to long‑term client needs.

For brokers, execution matters as much as structure. Data center placements often move quickly and involve technical complexity, leaving little room for course correction once construction begins or operations come online.

By aligning teams internally across specialties and regions, Intact simplifies execution. From underwriting through claims, brokers work with teams experienced in handling complex construction and technology related risks, supported by risk engineering insight and claims expertise aligned to critical infrastructure exposures.

• A globally connected specialty platform supporting worldwide risks placed in the U.S., London, Canada, or Europe
• Experienced teams already insuring data center risks across lifecycle phases
• Meaningful capacity deployed with clear underwriting appetite
• Internal alignment that helps keep complex placements moving

Together, these capabilities support more predictable execution across even the most complex data center placements.

As data center development continues to expand, brokers will navigate larger projects, evolving infrastructure demands, and increasingly global placements.

By combining global connectivity, established expertise, and disciplined capacity, Intact supports data center risks in a way that remains coordinated, consistent, and grounded in experience. The result is a specialty partner brokers can rely on as the market continues to scale.

For data center opportunities, contact us to be connected with the appropriate underwriting team or learn more with the below resources:

• U.S. Data Centers
• Global Data Centers