Data Centers

The rapidly evolving Data Center segment is defined by unprecedented growth and increasing complexity. To deliver for clients, brokers need an experienced partner with solutions and deep expertise across multiple coverage types.

Intact supports clients from pre‑construction, construction, and through to operations with adaptable and coordinated coverages, risk control services, and consistency you can rely on. Together, we make complex placements feel straightforward.

Coverage Highlights

  • $25m third party liability capacity

  • $100m project cargo capacity

  • $100m per location power and renewables capacity across both construction and operational phases

  • Multi‑phase solutions from pre‑construction through to operational coverage with product expertise at each step

  • $300m builders risk capacity and up to $150m operational property capacity with both primary and excess capabilities

  • Dedicated claims and risk engineering resources in‑house bring deep knowledge of the unique risks our Data Center customers face

Pre-Construction/Construction Phase

Coverages

Builders Risk / Delay in Start-Up

  • Up to $300M in deployable capacity to support large‑scale developments
  • Highly flexible – can be placed as lead or follow quota share
  • Available on both primary and excess layers

Environmental

  • Up to $10m capacity
  • Coverages include Contractors Pollution Liability (CPL), Contractors Environmental, Site Pollution / Pollution Legal Liability (PLL), Environmental Consultants GL + CPL + PL

Renewable Energy

  • Up to $100m capacity per location; lead and follow capabilities

Surety and Trade Credit

  • Coverages available for well-capitalized projects with dedicated financing and tenancy

 

Operational Phase

Coverages

Property / Business Interruption

  • Up to $300M primary capacity on TIV or loss limit basis
  • Global risk coverage available for U.S. domiciled clients
  • Equipment breakdown and inland marine cover for EDP equipment available
  • Excess property solutions also available

Casualty

  • $25m primary and excess/umbrella
  • Commercial auto cover available

Workers Compensation

Professional Liability & Cyber
(A suite of coverages that includes technology errors and omissions and information risk liability)

  • Enterprise-wide coverage 
  • Electronic, physical and warranty breaches
  • Additional coverages available for reputational harm, system outage, failure of infrastructure under control of insured

Environmental

  • Up to $10m Site Pollution / Pollution Legal Liability (PLL) cover

Renewable Energy

  • Up to $100m capacity per location
  • Solar PV, Wind and Battery Storage technology
  • Physical damage and time element coverage (including contingent BI)
Target Appetite
  • Multiline insurance coverage for owners and developers of mall to mid-tier Data Center projects seeking non quota-shared primary placements
  • Projects with strong risk management strategies
  • Environmental contractors and consultants involved in Data Center projects
  • Suppliers and contractors in the Data Center construction value chain

For more information, visit the resources listed below:

Find a Producer