Commercial and Contract Surety Solutions
Responsive. Innovative. Reliable
Who We Are

We offer both commercial and contract bonds. A wide array of commercial bonds are available for companies ranging from the Fortune 2500 to small private entities. Contract bond needs—from first bond requests through mid-market programs—are available for prime contractors, major sub-trades and specialty subcontractors which ensure contractors fulfill their obligations to various project owners including government, private, and institutional organizations.

We're backed by the financial strength of Atlantic Specialty Insurance Company, a subsidiary of IFC rated “A+” (Superior) class “XV” by A.M. Best. Additionally, our combined U.S. Treasury listing of $76,884,000 (Atlantic Specialty - $74,685,000; Guarantee Company of North America USA - $2,199,000) ensures we have the capability and capacity to assess and cover your most demanding risks.

Transactional commercial surety business is supported through the OneBeacon BondClick online portal.

Bond Capabilities

We offer a broad range of commerical and contract surety bonds. Our target commercial accounts include Fortune 2500, publicly traded or privately held companies and foreign companies located globally with bond needs in the United States, Puerto Rico, Canada or Mexico. Our contract solutions are targeted to general contractors, subcontractors, heavy civil, specialty trades and environmental contractors.

Online Bonds
Get Surety bonds online. Sometimes the best service means self-service. With OneBeacon BondClick, we simplify and accelerate processing time through electronic indemnity execution, data storage and customized interfaces that eliminate the need for duplicative data entry.
Why Intact Surety?

We focus on cultivating long-term relationships with our clients and brokers. By getting to know each client’s particular business, we can better serve our brokers with appropriate solutions and expedient service.  Download our capabilities profile to learn more.

Commercial Surety capabilities profile >>

 

 
Have a claims or billing question?
Claims

Call to report a claim or with claims questions. Visit our claims page for additional information.

Billing

Call with questions or visit our dedicated billing page for FAQs and additional information.

What is a surety bond?

Surety bonds are contracts involving at least three parties: The Principal (the primary party who will perform the contractual obligation), Obligee (the party who is the recipient of an obligation) and Surety (the party who assures the obligee that the principal can perform the task)

A traditional insurance policy is a two-party agreement where an insurance company collects premiums from their insured customers, while setting aside premiums to cover anticipated losses that will develop over time. The surety relationship is a three-party contract where the surety company issues an extension of credit to the principal. The bond runs to the benefit of the obligee, as the surety will step in on behalf of the principal to ensure the obligation is satisfied.