Multinational

Insurance solutions designed to support organizations with operations across multiple countries.

Our coverages are structured through a coordinated global approach by combining master policies and local admitted placements across 150+ countries and territories to address cross-border exposures—supported by specialized underwriting, claims and risk control expertise.

  • Controlled Master Programs (CMP) combine a U.S.-based master policy with locally admitted policies to provide coordinated global coverage

  • Choice of Master Policy structure: Intact Global Package, which extends the U.S. package worldwide under one contract, or the Intact Foreign Package, which provides foreign coverage under a separate policy

  • Property and Liability coverages structured to address international exposures, including primary coverage, DIC/DIL, and industry-specific enhancements

  • Local admitted policies issued in compliance with country-specific regulations through the Intact Global Network

  • International casualty and specialty coverages, including General Liability, Property, Foreign Voluntary Workers Compensation, and Employers Liability

  • Additional coverages, including International Contingent Auto, Business travel accident, travel assistance, and kidnap and ransom coverages

  • U.S.-based companies with international operations or expanding global footprints

  • Organizations requiring coordinated coverage across multiple countries and jurisdictions

  • Companies with overseas subsidiaries, branch offices or employees traveling internationally

  • Businesses operating in industries with cross-border exposures requiring compliant local coverage

  • Clients seeking centralized program management with local execution and global consistency

  • Clients seeking a single carrier for domestic and international coverage— a one-stop solution that mitigates coverage gaps and simplifies compliance with foreign regulations

Connect with us

Aaron Belair

President, Technology, North America

Jeremy Allerton

Underwriting Manager, Multinational

Related products and services

Technology

Our Technology solutions are tailored for complex risks across software, electronics manufacturing and telecommunications, including E&O, cyber and property exposures.

Life Sciences

Solutions for life sciences and medtech companies addressing risks across research, clinical trials, manufacturing and global distribution.

Claims

Claims handling is the cornerstone of any insurance program and it’s what sets us apart.

Risk Control

Our experts provide consultation, tailored risk assessment and mitigation strategies, to help clients keep their businesses operating smoothly and without interruption.

Latest industry insights

Industry InsightsMultinational
When should your client purchase locally admitted insurance?

U.S. domiciled companies with a presence in foreign local jurisdictions are exposed to local laws, regulations, insurance taxes, penalties, and 3rd party lawsuits. The question that most often follows from brokers is the type of insurance coverage needed.

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Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.