Life Sciences

Whether you’re starting your first clinical trial, using AI to accelerate pharmaceutical development, or ramping up manufacturing, there are virtually limitless opportunities—and risks—in life sciences and medtech.

Our solutions are built to address complex exposures across research, development, manufacturing and distribution, and are backed by a dedicated team of underwriting, claims and risk control specialists with expertise in FDA expectations and laboratory and manufacturing environments.

  • Medical Technology Solution™ Package Policy, combining Products and Completed Operations, Errors or Omissions, and Information Risk Liability

  • Product and Professional Liability, including Products and Completed Operations and Errors or Omissions

  • Clinical Trial coverage, including products used in human clinical trials and related medical payment expense

  • Information Risk and Cyber-related coverage, including breach response, extortion and data restoration, Communication Liability, and privacy-related exposures

  • Operational coverage, including General Liability, Excess/Umbrella, and Workers’ Compensation

  • Property coverage, including research and development property and related exposures

  • Additional solutions, including product withdrawal, crisis management, and global coverage options

  • Medical technology and life science companies of all sizes, domestic and international

  • Device, biotechnology and pharmaceutical manufacturers

  • Research and development organizations, including clinical trial sponsors and contract research organizations

  • Clinical trial contractors, scientific advisory boards, and vendors performing designated product activities, including medical sales consultants

  • Diagnostic and testing laboratories

  • Distributors and vendors supporting life science products

  • Developers of licensed technology and medical products

Connect with us

Aaron Belair

President, Technology, North America

Naomi Git

Vice President, Life Sciences, North America

Related products and services

Technology

Our Technology solutions are tailored for complex risks across software, electronics manufacturing and telecommunications, including E&O, cyber and property exposures.

Multinational

Manage risk across 150+ countries and territories with coordinated global coverage and local expertise.

Claims

Claims handling is the cornerstone of any insurance program and it’s what sets us apart.

Risk Control

Our experts provide consultation, tailored risk assessment and mitigation strategies, to help clients keep their businesses operating smoothly and without interruption.

Latest industry insights

Industry InsightsTechnologyLife SciencesManagement & Professional Liability
Social Engineering Fraud is Surging. Your Insurance Assumptions May Be Wrong.

Social engineering fraud is not just a cybersecurity issue -- it is a business resilience challenge. In an article for Cyber Defense Magazine, Aaron Belair, President, Technology and Life Science, North America and Nelson Kefauver, CFA, Head of Financial and Professional Lines explain why these attacks succeed and what organizations can do to reduce risk and avoid costly surprises.

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Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.