Specialty Solutions. Global Strength.

Two colleagues in a bright office, smiling and conversing. One holds a phone, and an open book and laptop are on the table.

Complex risks require more than standard solutions.

At Intact Insurance, we combine specialized expertise, local decision-making and global scale to help brokers and customers navigate today’s most complex and evolving risks with confidence.

Work with us

We don’t just show up. We show up differently.

We deliver specialized expertise

With more than 20 specialty business lines, our underwriting, claims and risk management teams bring deep industry knowledge and specialized insight to help brokers and customers navigate complex risks with confidence.

We support you at every stage

Our risk control and claims specialists help businesses identify, manage and recover from risk. With 98% of claims handled in-house and 92% of brokers valuing our expertise*, we deliver consistency, accountability and expertise from prevention through resolution.

We bring strength and scale

With capabilities across 150+ countries and territories, we combine scale, stability and responsiveness to build lasting partnerships. Backed by the financial strength of Intact Financial Corporation with $51B in market capital and A+ rating.

Specialty expertise you can count on

Accident & Health

Specialized accident and health insurance solutions designed to protect independent contractors, organizations and transportation-related businesses from unexpected risks.

Inland Marine

Flexible coverage solutions for construction, transportation, fine arts and specialized property exposures on the move.

Management & Professional Liability

Protecting organizations, executives and professionals with tailored liability solutions backed by deep underwriting expertise.

Multinational

Manage risk across 150+ countries and territories with coordinated global coverage and local expertise.

Ocean Marine

Flexible ocean marine coverage solutions designed to protect cargo, vessels, marinas and other marine exposures.

Specialty Property

Customized solutions for a broad range of commercial property and inland marine coverages, with a focus on excess placements. 

Surety

Commercial and contract solutions supported by responsive underwriting expertise and a commitment to long-term partnerships.

Trade Credit

Solutions that help businesses protect receivables, manage customer risk and support profitable growth.

Backed by financial strength

Intact Specialty Ratings - A.M. Best, A+; Moody's, A1; Fitch, AA-; DBRS, AA-

When it matters most, experience matters.

When challenges arise, our specialized claims professionals move quickly to help minimize disruption, navigate complexity and get your customers back to business. 98% of claims are handled in-house and 92% of brokers value our claims expertise*.

Latest news and insights

Industry InsightsData Centers
The $7 Trillion Question: Who’s Equipped to Insure the AI Age?

In an article featured in Insurance Business America, Jeff Bellmont shares insights on the complex risks and specialized insurance solutions supporting the rapid growth of AI infrastructure.

01/06

*Source: Intact Insurance Specialty Solutions Voice of the Broker Survey

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Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.