What Manufacturers Should Know About Protecting Independent Contractors

What’s really driving construction claims today?

In an article for Claims Media, Lucas Hockenberry and Molly Miller share their perspective on the key factors shaping today’s claims landscape, including persistent water exposures, project delays, and gaps in early-stage planning.

As claims environments grow more complex with higher volumes and rising expectations around speed and accuracy, organizations are under increasing pressure to deliver consistent outcomes at scale. So how can a specialty insurer adopt new technology in a way that preserves expertise and improves service for brokers and customers alike?

At Intact Insurance Specialty Solutions, we believe technology should enhance decision-making, not replace it.

At Intact Specialty, we value the opportunity to fulfill our promise to help people prosper in good times and be resilient when facing challenges.

That's why we built our claims team to take on any task.

Independent contractors play an essential role across industries like trucking, shipping and delivery. However, navigating the complexities of worker classification and ensuring the right insurance coverage can be challenging.

Occupational Accident Insurance vs. Workers Compensation Insurance… should a 1099 independent contractor have Occupational Accident? Workers Compensation and Occupational Accident are two distinct types of coverage, although they both relate to workplace accidents or injuries. A quick chart helps identify similarities and differences.