Viewpoint: In a Fractured Market, Consistency Wins
By: Derek Hall
February 10, 2026
The commercial property market is softening, but not in the same way everywhere. In a recent AM Best article, Derek Hall, President, Specialty Property highlights what many in the market are seeing firsthand: plenty of capacity, inconsistent pricing, and growing fragmentation across layers. When the market isn’t moving in unison, keeping programs aligned becomes a challenge.
More capacity is great, but it can introduce new risks when it’s deployed with a short-term mindset.
As our Specialty Property team expands to $500M in capacity, our focus isn’t just scale. It’s consistency and clear underwriting appetite, with a service you can count on. In a fragmented market, reliability is a competitive advantage.
Read the full article here.
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