Specialty Property

With extensive underwriting experience and a commitment to superior service, we deliver comprehensive excess specialty property coverage for complex and catastrophic risks. We understand the unique exposures our clients face and use our expertise and capacity to create customized solutions that help protect what matters most.

Excess property for large property schedules:

  • High capacity business – risks that, due to size or natural catastrophe exposure, cannot be handled by a single carrier.

  • Unique risks – business that is very unusual and therefore avoided by the standard markets.

Capacity:

  • Up to a maximum policy limit of $500 million; Actual limit provided will vary depending on individual risk characteristics and attachment point.

  • Minimum attachment point $5 million

  • Manufacturing: consumer products, electronics, food, furniture, metal fabrication, plastics and more.

  • Mercantile: casinos, restaurants, retail stores and theaters.

  • Public entities: colleges and universities, county and state schedules, independent and private schools and municipalities.

  • Real estate: apartments, condominiums, hotels, office buildings and shopping centers.

  • Warehousing: distribution centers and cold storage facilities

Connect with us

Derek Hall

President, Specialty Property

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Claims

Claims handling is the cornerstone of any insurance program and it’s what sets us apart.

Latest industry insights

Industry InsightsSpecialty Property
Viewpoint: In a Fractured Market, Consistency Wins

The commercial property market is softening, but not in the same way everywhere. In a recent AM Best article, Derek Hall, President, Specialty Property at Intact Insurance highlights what many in the market are seeing firsthand: plenty of capacity, inconsistent pricing, and growing fragmentation across layers. When the market isn’t moving in unison, keeping programs aligned becomes a challenge.

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Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.