Your business is complex; no problem. Our experts are ready to craft targeted solutions designed to simplify your specialized insurance needs.
We’re experts in protecting what makes your business unique
Why Intact Insurance Insurance?
Why Intact Insurance Specialty Solutions?
Our claims and risk control specialists understand businesses like yours. And all of our products are backed by the financial strength of Atlantic Specialty Insurance Company, a subsidiary of IFC, rated “A+” (superior) by AM Best.
How Can We Help You?
Can I pay my premium online?
Hear from our Industry Experts.
Life at Intact
November 19, 2025
As Intact Insurance Specialty Solutions welcomes Tony Beal, its new Chief Distribution Officer for the U.S., we sat down with him for a candid conversation about his early impressions, and what distribution partners can expect.
Life at Intact
November 19, 2025
We’re excited to share highlights from a standout third quarter at Intact Insurance Specialty Solutions. From impressive financial results to meaningful industry engagement, our performance and activities this quarter reflect the strength of our platform and our commitment to supporting you—our valued distribution partners.
In this edition, you will find:
- Key financial highlights from Q3
- Recent industry events and thought leadership from Intact executives
- Recognition of our investment in future talent
News Release
November 6, 2025
TORONTO, Nov. 4, 2025 /CNW/ -
Highlights
- Operating DPW1,2 growth increased to 6%, driven by momentum in Commercial lines and continued strength in Personal lines
- Strong combined ratio1 of 89.8%, reflecting solid underlying performance across all geographies and lines of business
- Net operating income per share1 was solid at $4.46 (EPS of $4.73) supported by robust underwriting, investment and distribution income
- Operating ROE1 of 19.6% (ROE1 of 17.3%) up 4 points from last year
- Balance sheet continues to strengthen with total capital margin1 of $3.3 billion and BVPS1 of $103.16, an increase of 14% year-over-year
Expertise
November 4, 2025
In a tech-driven world, even a minor software glitch or service disruption can trigger costly claims. That’s why Tech Errors & Omissions insurance is critical for protecting your Technology clients.
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Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; OBI National Insurance Company, a Pennsylvania insurer; or The Guarantee Company of North America USA, a Michigan insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441, except The Guarantee Company of North America USA, which is located at One Towne Square, Southfield, MI 48076. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.