Intact Financial Corporation reports Q4-2018 Results

February 11, 2019

Charles Brindamour, Chief Executive Officer said: "We delivered strong earnings performance across our businesses in the fourth quarter, with growth momentum building. In personal auto, we reached our mid-90's combined ratio run-rate and are focused on sustaining that performance. OneBeacon remains on track towards a low 90's combined ratio and becoming a leading North American specialty insurer. In the past year we made substantial investments in digital and artificial intelligence as we continue our customer-driven transformation and position ourselves for continued outperformance. Our balance sheet remains strong and we are pleased to again increase dividends to our common shareholders."

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Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; or OBI National Insurance Company, a Pennsylvania insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.