Intact Financial Corporation reports Q3-2025 results

TORONTO, Nov. 4, 2025 /CNW/ -

Highlights

• Operating DPW1,2 growth increased to 6%, driven by momentum in Commercial lines and continued strength in Personal lines

• Strong combined ratio1 of 89.8%, reflecting solid underlying performance across all geographies and lines of business

• Net operating income per share1 was solid at $4.46 (EPS of $4.73) supported by robust underwriting, investment and distribution income

• Operating ROE1 of 19.6% (ROE1 of 17.3%) up 4 points from last year

• Balance sheet continues to strengthen with total capital margin1 of $3.3 billion and BVPS1 of $103.16, an increase of 14% year-over-year

Charles Brindamour, Chief Executive Officer, said:

"The strength of our platform was evident again this quarter. All our key metrics are strong and improving. Our premium growth is accelerating and our underwriting performance is excellent. I want to thank our people for the momentum they are driving. Our 20% operating ROE is indicative of our ability to successfully navigate diverse market cycles. Our rigorous focus on fundamentals positions us to continue to achieve our objectives of 500 basis points of ROE outperformance and 10% annual NOIPS growth over the next decade."

Read the full news release here>>