Intact Financial Corporation reports Q2-2025 results

TORONTO, July 29, 2025 /CNW/ - 

Highlights

• Operating DPW1,2  growth of 4% improved sequentially, primarily attributable to Personal lines

• Combined ratio1 was strong at 86.1% with solid performance across all geographies

• Net operating income per share1 of $5.23 (EPS of $4.70) reflected robust underwriting performance and stable contributions from investment and distribution income

• BVPS1 increased 12% from last year to $98.67 driven by solid earnings growth, with operating ROE1 of 16.3% (ROE1 of 14.0%)

• Robust balance sheet with total capital margin1 of $3.1 billion and adjusted debt-to-total capital ratio1 decreasing to 18.4%

Charles Brindamour, Chief Executive Officer, said:

"I'm pleased to see our platform continuing to prove its strength in the current economic and geopolitical environment. We delivered another quarter of solid underlying results, while growing our premium base in Personal lines and remaining disciplined in Commercial and Specialty lines. We did not experience significant CAT losses in the quarter, but our business is well positioned to help our customers deal with the deep trend of increased natural disasters. With our resilient balance sheet, we remain ready to capture opportunities as they arise, while staying on track to continue delivering on our financial objectives of exceeding the industry ROE by 500 basis points and growing NOIPS by 10% annually over time."

Read the full news release here>>