Industries We Serve

From the people who live or work in your community, to the businesses and infrastructure that provide needed services, Intact Public Entities understands your community is unique. As local government specialists with a deep understanding of property and casualty insurance solutions, we know how to properly protect your public entity assets. Our team of public sector insurance specialists consistently delivers customized protection and services to safeguard your community and all of its unique needs.

Eligible Classes of Business
  • Cities and towns
  • Counties
  • Public water districts
  • Sanitation districts
  • Fire districts
  • Emergency response
  • Other publicly-funded districts 
Coverage Highlights

General Liability

  • Bodily injury and property damage
  • Personal and advertising injury
  • Healthcare and social services liability
  • Owned unmanned aircraft (optional coverage)
  • Failure to supply (optional coverage)
  • Sexual abuse (optional coverage)

Public Officials Liability

  • Wrongful acts
  • Employee benefits administration
  • Third-party harassment
  • Claims-made or occurrence options
  • Employment Practices Liability

Law Enforcement Liability

  • Law enforcement wrongful acts
  • Coverage for prosecuting activities, sanctioned off-duty activities and third-party harassment
  • Owned unmanned aircraft (optional coverage)
  • Jail nurses or other medical workers at a jail (optional coverage)

Automobile Liability

  • Physical damage
  • Tailored coverage extensions including:
    • Commandeered vehicles
    • Customized vehicles
    • Reasonable force exception


  • Building and business personal property
  • Business income
  • Crime
  • Cyber vandalism
  • Equipment breakdown
  • Comprehensive additional coverages including inland marine options


  • Back wages
  • Employee harassment

Excess Liability

  • Available for all casualty lines
Connect with Us

We are a team of experts with vast industry knowledge who deliver deep technical expertise, accessibility, creativity and speed to our customers. Connect with us today.